Thomas was a founding partner of Hudson Cook, now Partner Emeritus to the firm, and has practiced consumer financial services law since 1973. He has focused his practice on matters relating to vehicle financing and leasing. He is the former CEO of CounselorLibrary.com, LLC, and the former Senior Editor of CARLAW®, a monthly subscription service that reports legal developments in the auto finance and lease business.
He is included in the 2021 Edition of The Best Lawyers in America in the practice area of Financial Services Regulation Law and named the Best Lawyers 2015 Baltimore Financial Services Regulation Law "Lawyer of the Year." He is a past President of the American College of Consumer Financial Services Lawyers and in 2009 was presented with that organization's Lifetime Achievement Award.
Tom is a past Chair of the American Bar Association Consumer Financial Services Committee’s Personal Property Finance Subcommittee. He is outside general counsel to the National Automotive Finance Association. His clients include captive foreign and domestic auto finance companies, major banks and independent finance companies, trade associations and many companies who supply services to the auto finance and lease industry.
He is a member of the Governing Board of the Conference of Consumer Finance Law, and is a frequent writer and speaker on topics relating to vehicle sales, finance and leasing.
Tom is also author of many books including CARLAW® ~ A Southern Attorney Delivers HUMOROUS PRACTICAL LEGAL ADVICE on Car Sales and Financing, CARLAW® II – Street Legal, CARLAW® F&I Legal Desk Book ~ 373 Things to Know about Auto Dealer Finance, 9th Edition, CARLAW® III – Reloaded and CARLAW® IV – The Federal Government’s War on Car Dealers.
Tom received his law degree in 1973 from Georgetown University Law Center. He also holds a Masters and a Bachelor of Science degree in Education from the University of Georgia.